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Rice harvester in field. AgTrust Farm Credit provides loans for farm equipment and improvements.

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Patronage Dividends

As a customer-owned financing cooperative, our borrowers aren’t just our customers – they’re also our owners! That means when we do well, we pass that benefit directly on to our customers in cash.

Our Patronage Program
$26M

patronage distributions on 2022 earnings, the largest distribution in AgTrust’s history

$165M

total distribution returned to borrowers in 10 years

1.25%

average reduction of the effective interest rate paid by borrowers in 2022

19

offices covering 81 counties throughout Texas and New Mexico